What is bank details?

Bank requisites are a number of information necessary for performing various operations, for example, transfer of funds, transfer of mandatory payments, etc.

The importance of this data is extremely high. To fill in bank details it is necessary very carefully. At best, errors can be identified by bank employees, then you will have to rewrite the payment order. At worst - the money will go wrong where necessary. Of course, such an error can be corrected by writing an application to the bank, but it will take a considerable amount of time to return the money, which can not be returned. Moreover, if an erroneous transfer of mandatory payments that need to be made at a certain time, there can go a delay (its direct consequence is a fine).

What does the bank details include? The main, without which it is impossible to carry out any operation, the requisites are: BIC of the bank, name of the beneficiary's bank (sender), correspondent account. Then there are those data that indicate a certain type of account: the settlement account, the receiver's ID (sender) and, of course, the personal data of the recipient.

Let's consider in more detail the main bankingrequisites. They indicate in which bank the account is opened, to which the funds should be transferred. The BIC (or bank identification code) has nine digits, of which only the last seven are sufficient, since the code of any bank in Russia starts with the figures 04. As a rule, in any bank, the operators should be able to "read" the necessary information on these figures. According to this code, you can set the city where the bank you need is located, and the time of its opening (registration and issuance of a license). Correspondent account indicates the account number of the bank you need in the Bank of Russia. The accounts of all institutions are identical, only four digits change (the last three and the ninth).

What are the bank card details? This is the information you need to conduct cash transactions with your card. For example, replenishment of an account, transfer of funds from one card to another, transfer of wages and other income. What are the bank details for the card? These include: TIN, CAT, OKPO, current account, correspondent account, BIC and personal account number. These are all the requisites necessary mainly for the transfer of wages, transfers. And the main requisites of the bank card are: personal account - for the purpose of making money transactions and a PIN-code - to identify your identity.

How can I find out bank details? Ways - mass! The first and simplest way is to look at the envelope in which the plastic card was located. Although the bank immediately warned that the envelope is best destroyed, so that the PIN does not fall into the wrong hands. If you got rid of the envelope, then the details are worth looking at the bank's website. But you do not recognize the personal account here. Only the requisites are available. In this case, you can call the phone number on the back of the plastic card. Just write down the numbers you need very carefully! Another way is to go to any branch of your bank. Here you all will be told and shown!