Formation of a portfolio of securities, characteristic features of securities and investment activity of banks in this direction.

One of the activities of any bankare investments. The investment activity of the bank is formulated in a certain document, which is kept by the credit institution. Undoubtedly, only the bank determines the strategy of its investment activity. All the main provisions concerning the investment process are fixed in the so-called Memorandum of the Investment Bank.

The Memorandum in question contains suchprovisions, such as: priority tasks of the bank when investing, forming a portfolio of securities of the bank, the ratio of shares of various securities in the investment portfolio. In addition, it should be noted that the Memorandum necessarily requires the strategy of the process, such as the formation of a portfolio of securities, their type and number, as well as the procedure for their implementation. In addition, it should be noted that in the document of the credit organization mentioned above, it is necessary to list the persons who have legal authority for the decision to purchase securities and on changing the process of forming the securities portfolio. Meanwhile, heads of credit institutions, approve the main provisions and instructions that operate in the bank and relate to a certain circle of persons. All the provisions in force at the bank should be aimed at improving the investment policy of the credit institution.

Contributions of a credit institution to securitiesare divided into three large species depending on the purpose of their purchase. These are contributions to the civil law object under consideration, bought for sale in the subsequent version, that is, the formation of a securities portfolio of six months old. The next kind is contributions to the object under consideration, the securities were bought specifically for investment purposes and are kept in the bank's portfolio for more than six months. Further, similar actions in the securities under consideration, at acquisition of which the bank has an obligation to reverse the resale of securities after a while. This is briefly about such a process as the formation of a securities portfolio.

The circulation of securities is fixed in the law. This concept indicates the conclusion of civil-law agreements that determine the transfer of ownership of the object in question to legal relations. Thus, the theory of jurisprudence all transactions with securities gives the term circulation, but only after the end of the issue. Nevertheless, when determining the actions for placement of the issue securities in issue, as a stage of issue, the legislator again indicates that this is the alienation of securities of the issuing property through registration of transactions of a civil nature. If we talk about some combination of the two concepts, it is rather related to the imperfection of the rules of law governing these legal relations. Nevertheless, under the appeal of the type of securities in question, it is necessary to understand the design of agreements of a civil-law nature, which entail the transfer of the owner's rights to this object after the issue.

Features of securities are contained in the fact thatthey are liquid, that is, there is the possibility of a very real property to realize them in any period of time. Papers are documents in which property relations are reflected and capital is determined. The considered object can be not only in the form of a document, but be made out in the form of records. When the paper is presented, it is necessary to present the requisites and the security itself must have a statutory form. The characteristic features of the securities in question are that they can be both state-level, municipal-level objects, securities of the subjects of the federation and corporate ones. Paper can have circulation in economic circulation, and do not apply in the market.