Sberbank has been trying for many years to please itscustomers with credit products. The most popular of these are maps of different purposes. This can be a debit or credit card. When the choice is made in favor of one or the other, it remains to be seen how to issue a card of the Savings Bank. You can do this in different ways, which are chosen by each client individually.
The process of choosing a card
Before you issue a Sberbank card, you shoulddetermine the purpose of contacting the bank. If it is a debit card, then find out what term, deposit size, interest rates and so on. The credit card has a different type, limit and grace period. As a rule, you can find out about details and advantages on the official website of the bank or directly in the office. There are practically no restrictions with respect to borrowers in the design of cards. The main thing is that the age is more than 21 years, there was confirmation of income, and for salary clients there are special privileges for issuing cards. Nevertheless, making a "Sberbank of Russia" card means getting a lot of additional benefits that will be useful throughout the service life.
The main advantages of Sberbank cards:
- Convenient shopping and payment of goods;
- A huge number of ATMs allows you to withdraw the necessary amount of money almost anywhere;
- easy-to-use Internet bank, which allows you to manage your accounts, pay for purchases, utilities, loans and so on;
- Grace period;
- constantly increasing limit.
For certain categories of customers, for example,salaries and students, there are differences in the design of the card. For everyone else, the question "how to issue a Sberbank card" will seem the easiest. It is enough to perform several simple actions and you can successfully use all the privileges of the issued card.
Procedure for drawing up a Sberbank card
The most reliable place where to issue a cardSberbank is recommended, is any of its branches. It is enough for the borrower to come to the bank with a full package of documents, contact the appropriate specialist, fill out a questionnaire and wait for a solution. Now let's talk about everything in order.
The department is chosen by the place of residence or inthe nearest area. The main thing is to prepare the necessary documents, since it will not be possible to issue a Sberbank card without them. The questionnaire can be pre-printed and filled out from the bank's website or taken directly at the office. To exclude the possibility of errors when filling out, it is better to fill it in together with the bank employee. The list of documents includes such papers as a passport, a certificate of 2-NDFL for the last 6 months of work, a copy of the work record book, an insurance pension certificate, a TIN number. Salary clients need only submit a certificate of income. It is important to understand that the bank can refuse and completely conscientious borrowers, most importantly - do not despair and just try later. The time for consideration of an application varies from three to five working days. The employee of the bank will necessarily notify the decision on the phone indicated by the borrower in the questionnaire.</ p>