How to punish unscrupulous borrowers through a court?

In spite of the fact that in our country the general levelcultural and moral values ​​in recent years has increased significantly, many people often behave in bad faith and do not pay bills on their debt obligations. What to do with such people and how to punish them?

The main thing that needs to be paid attention,when you give money in debt - this is for the competent drawing up of a debt receipt (contract). It is this that makes it possible to influence the attacker, since debt collection always requires some concrete evidence. It is worth noting that, with an oral agreement, it will be very difficult to prove the fault, and sometimes it is almost impossible.

The most important document that can help in repaying debts through the court, and which is the beginning of the judicialproceedings, is a statement of claim. It specifies all the conditions under which money was given, and other documents, including a promissory note, are also attached. It is worth noting that the assistance of the court is paid by the state fee, which is 4% of the amount of the claim (for an amount of up to 20,000 rubles). The statement of claim is made in two copies. One of them falls along with a summons to the future defendant, and the second is the case file.

The first stage of the trial is a challengethe judge of both parties for some explanations, which will subsequently be used in the case, as well as to provide additional evidence. It is at this stage that there is still an opportunity to settle the conflict peacefully.

Then begins the second stage of the judicial debate -primary court hearing. First, the conflicting parties, the secretary, the judge appear, and also the announcement of the lawsuit. The word is given to the plaintiff.

After the complainant has spoken, it is transmittedword to the respondent. The defendant can express both consent and disagreement with the claims. He also has the right to put forward in his favor certain evidence and facts.

The next step the judge proposes to the partiesthe opportunity to appeal to him with requests and petitions on the merits. Here you can demand additional facts, evidence, as well as the extension and adjournment of the case.

In the final stage, both sides once againqueue is given a word where the plaintiff and the respondent can once again in a laconic form describe their current position regarding the claim. When the monologues are finished, the judge is removed for the resolution decision. The judge decides on the outcome of the case solely in a special room where no one can interfere with him. First, a primary resolution is issued, it indicates whether the claim is satisfied, and if satisfied, in which part. Five days after this, the final decision of the court (motivated) will be drawn up. Then there is an appeal of the decision.

The whole process of litigation is a processlong and often difficult. The plaintiff usually faces some difficulties - this is the payment of considerable state duties, and payment for the services of an experienced lawyer, and the collection of all necessary documents. Before you give someone money in debt, you need to think carefully about your decision.