What is maternity capital? What documents are needed to obtain maternity capital?

Maternity capital is support fromthe state for Russian citizens, whose family was replenished with the second, third or subsequent child, born or adopted since 2007. The funds are paid once per family, regardless of the age of the previous children (they may be adults). Starting from 2012, the amount of payments is indexed annually taking into account inflation.

Certificate

To confirm the legality of obtainingfamily capital in PF of the Russian Federation the certificate of the state established by the state is issued. To obtain this document, you can apply to the PF after the second or next child was born (or was adopted) at any time. This document certifies that the family has the right to benefit from state support.

Conditions for obtaining

In order to receive state support, it is necessary to comply with the terms of the parent capital approved by the government:

• The woman who gave birth to the second or next child (or adopted) should be a Russian citizen (the residence does not matter).
• In case of adoption, she can not be a stepmother.
• The child must be a citizen of the Russian Federation.
• A man who has adopted a second or next child alone can get family capital.
• If a woman is deprived of parental rights, then the possibility of obtaining state support passes to the father or adoptive parent of children, citizenship does not matter.
• A man can receive MK also in case of death of a woman.
• Family capital is distributed among the children in the same parts, if the father and mother (or adoptive parents) have lost parental rights, or in connection with their death.

Documents for obtaining a certificate

In order to issue a certificate, you needsubmit documents to the Pension Board at your place of residence. What documents are needed to obtain maternity capital? The list is as follows:

• A properly completed application form.
• Passport or document that replaces it.
• Testimonies for all children about birth or adoption.
• A document on Russian citizenship of a child born or adopted.
• Passport of parents with a stamp of the Federal Migration Service about the citizenship of children.
• The document on the deprivation of the rights to raise children by the wife or the certificate of her death - for the man receiving the MC.
• To obtain family capital by children - documents that testify to the death of parents (or adoptive parents), as well as the deprivation of both parental rights, if any.

Having gathered all the necessary documents for receivingmaternity capital and passing them to the territorial agency of the PF, you will only have to wait for a decision. According to the law, the fund's employees themselves make copies of all documents, and the originals return.

Usually the application is reviewed within a month. If the decision is positive, then within 5 days you receive a notification of the issuance of the certificate. At the same time you will be informed of the refusal. The notice of receipt must indicate the date of issue.
If you do not have the opportunity to personally provide all the documents, copies certified by a notary may be mailed or sent with a proxy.

Why can they refuse?

Possible reasons for denying a certificate:

• inaccurate information specified in the application;
• the deprivation of the right to education of previous children by law;
• the child is not a citizen of Russia;
• a certificate has already been issued for your family before.

Be extremely careful when completing the application. The information entered in the form must be true and accurate. Corrections are not allowed.

Consideration of all documents is strictlyindividually. In case of refusal, PF employees are obliged to explain reasonably to you the reason for which they refused. Not all documents are provided most often. Employees explain what documents are needed to obtain a certificate for maternity capital additionally. If you are not satisfied with their answer, then consult a lawyer.

How can I use MK?

Family capital can not be spent at its own discretion, but only on the goals approved by the state:

• improve housing conditions;
• on the cumulative part of the certificate holder's pension;
• pay for the education of children;
• you can not pay for the purchase of a car.

Cash is not given directly to the hands. This avoids the use of the child as a means of obtaining cash or other financial fraud.

Use MK possible only after reaching a child of three years of age. Since 2009, the exception is the payment of mortgage loan contributions.

Regional family capital

The proposal of the president and the government to createregional MC was supported in many regions. What is it? In addition to federal payments, benefits are paid in the region. The use of regional capital is the same as that of the federal capital. But in some regions it can be spent on the purchase of a car or a land plot, to pay for the treatment of children. What documents are needed to obtain maternity capital in the region? They are the same as when applying for federal benefits.

Documents for the use of family capital

In order to have the right to usefamily capital, it is necessary to prepare documents, no matter where you intend to apply it. What documents are needed to receive maternity capital:

• a certificate for the receipt of the MC (or its duplicate);
• application for disposal of funds of the MC;
• SNILS of the person for whom the certificate was issued;
• the passport of the person to whom the document for the MK is issued (or the document replacing it).

In case of construction of a detached houseIt is necessary to clarify in advance what documents are needed to obtain maternity capital for the construction of a house. It will be necessary to prove that the house under construction is located on the territory of Russia. Upon completion of construction, the building is issued to all members of the family for general use.

The experts of the Pension Fund will help you to find out more about the documents needed for obtaining maternity capital.