Sberbank, card replacement: reasons, ways. How to renew the card of Sberbank

Today we have to consider how theServes customers Sberbank. The replacement of the card and the extension of bank plastic are what most people are interested in. Not everyone understands how much the bank card operates, how and when it is necessary to re-issue it or prolong it. To understand all this is not so difficult. The main thing is to know a few nuances of the process. What to look for first? What should every citizen know who has a plastic plastic from Sberbank?

Different cards - one principle

It's all about the fact that the first thing they turn tothe attention of clients is that this financial institution is engaged in the issue of several types of bank plastic. The procedure for manufacturing and re-issuance in this or that case will be similar. But the terms of use are different. Therefore, it is important to know what bank cards Sberbank offers.

Currently, the following types of plastic are distinguished:

• debit;
• credit;
• salary;
• gift.

Most often the population works with debit cards and "credit cards". Salary card is usually replaced by the employer. Therefore, a citizen should not think about this process.

Validity

Each bank plastic has its own"life expectancy". The validity period of the Savings Bank card varies from 1 year to 5 years. As a rule, cards are usually found that are valid for 36 months. After the specified period, the plastic must be changed. How to do this will be described later.

The term "life" of a bank card is indicated inthe front side of the plastic. There must be a year and a month of the end of the action. This information helps to orient citizens about issues related to the replacement, extension and re-issue of cards.

Planned replacement

In total, there are several embodimentsideas for life. More precisely, the reasons for which it is necessary to come with a corresponding application to Sberbank. The card is replaced according to plan. This is the first reason.

A scheduled re-release is a procedure that usuallyis made even without the participation of the owner. The citizen is made a new plastic, which can be taken in the same branch of the Savings Bank, where the primary card was drawn up.

If a planned replacement is not needed, this is necessarynotify the financial institution no later than 45 days before the expiry of the term of the plastic. Then, if necessary, you can replace the card yourself.

Unscheduled replacements

The next variant of the development of events isThe situation in which the action of the Savings Bank card did not end. There is such a thing as an unscheduled re-release. This is quite normal phenomenon. In fact, this is an independent statement of a citizen about making a new bank card, tied to an old account.

When for this reason can I apply to Sberbank? The card is replaced if:

1. The citizen independently at any time decided to reissue a bank card. There is no need to explain the reasons.
2. With the loss of bank plastic. Then it is required to carry out the idea in the shortest possible time.
3. If a bank card was stolen. Preliminarily have to block the plastic. In the same way as in the case of loss.
4. There was a change of personal information (name of citizen). For example, when you marry or divorce.
5. The card was "eaten" by the ATM. Quite a common case. Especially if a citizen forgot the pin code from bank plastic.
6. Card lock. There is both voluntary blocking and coercive.

It is under similar circumstances that you need to think about how to change the card in Sberbank. In fact, there is nothing difficult in this.

Initial manufacture

But before you prepare bank plastic,it is necessary to think about how it is formalized first. The thing is that, depending on the type of card, this or that list of documents will be provided. In the case of debit plastic, the following papers may be required:

• SNILS (optional);
• identification.

They are required to come to any officeSberbank and write a statement of the established pattern for the issue of a debit card. After 10-14 days, you can pick up the plastic. Now it is clear how you can first issue a card of the Savings Bank. Also, customers have the right to implement the idea with the service "Card delivery at home." This is a plastic order on the Internet with the help of the official website of the financial institution.

Primary registration of "credit card"

But if we are talking about how to make a cardSberbank, which is a credit, then the process of applying to a financial institution changes slightly. The thing is that you can realize the idea from the very beginning:

• service "Sberbank Online";
• the official website of Sberbank;
• personal visit to the nearest office of the financial company.

But you need to provide some list of securities, different from what was needed when making a debit card. To issue a credit card in Sberbank, please:

• identification;
• application form;
• certificates confirming income;
• a work record of a citizen;
• papers indicating the marital status.

And if it is required for re-issue to apply to Sberbank? Replacing a credit card requires the same papers as in the case of the primary manufacture of plastic. And this must be taken into account.

Automatic reissue

If a citizen does not report his unwillingnesscancellation of the automatic release of bank plastic, you do not need to worry about how to extend the card of Sberbank. It has already been said that it is made automatically. All that will remain a citizen is to come and collect your plastic.

It is important to pay attention to the fact that similarnot everyone can be a solution. After all, it is necessary to take the bank card directly in the department where the plastic was originally made out. If you want to receive it in another place, 45 days before the end of the period of validity, the citizen must inform about it in writing.

Card lock

Before re-issuing a bankingcards, you need to block the previously existing plastic. Without this operation, it will not be possible to translate the idea into reality. What needs to be done for this? Apply to Sberbank! The replacement of the card and the blocking of the previous plastic can occur simultaneously.

In any case, you can terminate the previously issued card:

• by applying to Sberbank personally;
• through the "Mobile Bank";
• using the hotline phone;
• personal actions.

In the case of personal treatment, everything is simple. A citizen comes to any branch of the Savings Bank, then writes an application for a lock. For this, it is enough to have an identity card. If there is - a contract for the manufacture of plastic.

Personal actions can block the cardby means of a 3-fold incorrectly entered pin code. In this case an automatic blockage occurs. If a citizen worked with an ATM, the plastic would be "eaten".

To think about how to change the mapSberbank in another city or branch before the plastic expires, you can call 8 800 555 55 50. Then the operator is informed about their intentions. The owner names his passport data and a secret word. After the operator makes sure that he is talking to the real owner, he will make a plastic blockage.

SMS-request through "Mobile Bank" - the mosta common version of the development of events. You need to send 900 SMS format "LOCK 4 last digits of the card, through the space - the reason for blocking." The reasons can be as follows:

• 0 - loss of the card;
• 1 - theft;
• 2 - "chewed" ATM;
• 3 - other reasons.

Ways of re-issue

Suppose that the plastic from the bank Sberbank has already been blocked. Replacement of a card or its re-release at an off-schedule operation can be made in the following ways:

• personal appeal to the branch in which the plastic was made primarily;
• a visit to any branch of Sberbank;
• through the website using the service "Card delivery at home."

The citizen himself has the right to choose one or another method of action. It is recommended that you personally apply to any branch of Sberbank. The one in which it will be convenient further reissue of bank plastic.

Personal visit

What is the procedure for applying to Sberbank? The card is replaced, as already said, on the basis of an application from a citizen. To submit it is enough to determine the type of debit card in terms of service. Then come to the bank with an identity card and write an application for re-issue or renewal of the blocked plastic. There is nothing difficult or special in this.

It is worth paying attention to the fact that employeesask if the citizen had ever had a Sberbank card. If the answer is positive, then the person will be asked if he wants to tie the plastic to an existing account.

On the Internet

And how to re-issue, if it is a question ofuse of Internet technologies? On the official website of the Savings Bank you need to select the function "Re-issue the card." Sometimes it's called "Card Delivery at Home." Further, the application of the established sample is formed and sent. It states:

• Name of the future owner;
• passport data of the applicant;
• information on the registration of a person;
• Reason for re-issue;
• A branch in which I want to pick up plastic.

Accordingly, the new cards of Sberbank will be where the citizen will indicate. It will be enough to come at the appointed time to the office with an identity card, and then pick up a bank card.

In the case of a credit card, everything happens in a similar way. Only a citizen must bring with him the documents that are necessary for the initial receipt of a "credit card."

It turns out that the term of the card of Sberbank is not so important. After all, every citizen at any time is able to block plastic and re-release it. There is nothing difficult in the process.

At the moment ordering bank plasticdebit type through the Internet is not possible. Therefore, it is necessary to act personally. But credit cards can be issued through the official website and "Sberbank Online". Now it is clear how to extend the Sberbank card or block it.